Fleet Financing — Early Access | FleetPilot
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Fleet Financing · Early access

Your fleet’s track record is your credit line.

We’re developing a revolving line of credit for rental fleets — qualified on what your cars actually earn, backed by the cars you already own.

Get early access → No credit check · Early FleetPilot users get priority
12–15%*
Target interest rate (not APR)
Paid-off cars
As collateral
Revolving
Draw & repay as needed

*Target annual interest rate — not an APR, rate quote, or offer of credit. Pilot in development; financing not yet available and terms not set. Details

How It Would Work

Capital that grows with your fleet.

01

Qualify on your numbers.

Your reconciled revenue and vehicle P&L in FleetPilot would do the talking.

02

Pledge your paid-off cars.

We’d place a lien on the titles you pledge. You’d keep renting them — the lien would come off when you close the line.

03

Draw when you need it.

Draw to add cars before peak season; pay it down as bookings come in.

Why A Line Of Credit

One line for every car. No loan per vehicle.

Pay cash, anywhere.

Facebook Marketplace, auctions, private sellers. Win the deals that need cash today — the ones auto lenders won’t touch.

No paperwork per car.

No new application, approval, or monthly payment every time you buy. Get the line once, then just draw.

Built for fast payback.

Draw for a car that earns itself back in months, repay from its bookings, then redraw for the next one.

Sell when the numbers say so.

Sell a car, pay down its share, and the room is back on your line. Your capital keeps moving.

Per-vehicle auto loans Fleet line of credit
Marketplace & auction carsOften not financeablePay cash
ApprovalEvery carOnce
PaymentsOne loan per carOne line; interest on what you draw
Selling a carPay off its loan, wait on the titlePay down its share, redraw

Describes how the planned line would work; final structure may differ.

Who Qualifies

Planned pilot criteria.

12+ mo
Rental history

On Turo, Wheelbase, or direct — reconciled in FleetPilot.

3+ cars
Owned outright

Clean titles, no existing lien. These would secure the line.

250+
Completed trips

Across your whole fleet, all platforms combined.

4.8+
Guest rating

On Turo or your main booking platform.

650+
Credit score

Personal score of the owner guaranteeing the line.

FleetPilot
Account

Free plan works. Early adopters get priority for pilot spots.

Line size would be based on the value and proven earnings of the cars you pledge — more pledged cars, more room to draw.
Priority for the first cohort
  • FleetPilot Pro customers
  • Early FleetPilot users
  • 1,000+ completed trips
  • 4.9+ guest rating

Criteria may change before launch. Meeting them doesn’t guarantee eligibility or approval.

FAQ
When does it launch?

We plan to open a small pilot cohort first, drawn from the early-access list — with FleetPilot Pro customers and early FleetPilot users prioritized. We’ll reach out with full terms before you commit to anything.

What will the rate be?

We’re targeting an annual interest rate of 12–15%. That’s a target, not an APR or an offer — final rates, fees, and terms haven’t been set and would depend on your fleet. Pilot participants would see full terms before committing to anything.

What happens to the cars I pledge?

As planned, nothing day to day — you’d keep them on the road and keep every booking. A lien would be recorded on each pledged title and released when the line is paid off and closed. Selling a pledged car would require paying down its share first.

Do I need to be a FleetPilot customer?

Yes — the pilot is planned for FleetPilot users only, and the Free plan counts. Your FleetPilot history would be the core of the review, so start on FleetPilot Free ($0) and start building it now.

Early Access

Get early access.

Early-access members hear first when the pilot opens, and FleetPilot Pro customers and early users get priority. Requires a FleetPilot account — Free works.

Pro customers get priority for pilot spots.
No credit check · No commitment

Joining the early-access list is not an application for credit and does not guarantee eligibility or access to financing. The program is in development; financing is not currently available, and launch, eligibility, rates, fees, and terms have not been finalized. 12–15% is a target annual interest rate range, not an APR, rate quote, or offer. Pilot criteria and structure are planned and may change. Priority for FleetPilot Pro customers, early users, or other priority signals does not guarantee eligibility or approval. Meeting the criteria does not guarantee approval. Any future financing would be subject to separate terms, applicable law, and lender approval.

✓ You're on the early-access list

Next: build the history the pilot would review.

Early FleetPilot users get priority for pilot spots, and your books would be the core of the review. Connect your fleet on FleetPilot Free — $0, no credit card.

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